WesBank SMART Streamline Inside-Out allows you to keep both the exterior and interior of your vehicle in mint condition by adding Bodywork Protect to your policy. You don't have to stress about unavoidable scratches and dents, and you'll increase your chances of getting a better sale/trade-in price in the future.

• No excess
• Covers scratches up to 15 cm in length
• Covers dents up to 15 cm in diameter
• Covers minor windscreen chips on driver's side
• Covers mag wheel damage (limited)

WesBank CourtesyCar keeps you on the road by providing a hired car when your own car isn't available, specific to the following circumstances:

• Vehicle servicing: 2 days/year.
• Mechanical breakdown: 7 days/year
• Theft or if your car is written off: 21 days/year

WesBank Customer Protection Plan is an all-encompassing vehicle debt protection policy. It pays either your instalments and premiums, or what you owe on your vehicle, when you are no longer able to due to the following circumstances:

Death - The amount still owing on your vehicle is paid in full

Permanent disability - The amount still owing on your vehicle is paid in full

Temporary disability - Your instalments are and premiums are paid for you

Retrenchment - or loss of income – Your instalments and premiums are paid for you for a period of time

Dread disease* - Your instalments and premiums are paid for you

*Dread diseases are defined as: heart attacks; strokes; cancer; coronary artery bypass grafts; heart valve surgeries; renal failure; paralysis; blindness; major organ transplants; coma; major burns; and loss of limb.

WesBank Retrenchment Policy pays your vehicle instalments and insurance premiums for if you are retrenched by your employer or sustain a loss of income after 6 consecutive months of unemployment. It's an alternative to the full debt protection offered by the Customer Protection Plan.

WesBank Health Credit Policy pays the full amount still owing on your car in the event of your death or permanent disability or that of anyone else covered by the policy. It's an alternative to the full debt protection offered by the Customer Protection Plan.

With depreciation and your vehicle finance structure to consider, an insurance pay-out might not be enough to cover a given vehicle's deposit. Deposit Protector ensures that if your vehicle is stolen or written off, the original deposit you put down on the vehicle is covered, up to a maximum of R500 000.

If the amount you still owe on your vehicle is higher than the insurance pay-out you receive for that vehicle, WesBank CoverPlus will cover the difference for you. Choose to include Bodyline Maintenance as added scratch and dent cover.

Here's everything you get from CoverPlus:

• Shortfall cover of up to R1000 000
• Insurance excess cover up to R6 000
• Storage and towing of up to R1 000
• Unintentional violation cover
• Bodyline Maintenance of up to R3 000 (optional)

If your car is stolen or written off, Return to Invoice negates the effects of depreciation by paying you the difference between the purchase price of your car and its insured value.

Example: A car is bought for a price of R150 000. After some time, the car is written off or stolen and the insurance payout is R100 000, the difference of R50 000 will be covered.

If the amount you still owe on your leisure vehicle is higher than the insurance pay-out you receive for that vehicle, WesBank CoverPlus will cover the difference for you.

WesBank Aquamarine Warranty covers the repair costs of a mechanical breakdown relating to 10 components of either a jet ski or outboard motor of a certain age. This cover is available for either 1 or 2 years.

WesBank Motorcyle Warranty covers the repair costs of a mechanical breakdown relating to 9 components of your motorcycle, off-road motorcycle or quad bike. This cover is available for either 1 or 2 years and there's a range of options for different engine sizes.

WesBank Caravan Warranty will cover the repair costs relating to the mechanical breakdown of up to 8 components of your caravan. This cover is available for either 1 or 2 years with benefit categories based on the age of your caravan.