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To lease, or to finance: that is the question

"Why own a cow when the milk is so cheap? All you really need is milk and not the cow." - Donald B. Grant. That's the question almost all small-to-medium business owners might find themselves asking; should we look to own our assets, or simply use them? And while Donald B. Grant's point makes sense at face value (leasing can be cheaper in the short term), asset funding is rarely as simple as that. After all, we're not all dairy farmers. Like with most business decisions, you need to weigh up the pros and cons - not in general terms, but in the context of your own business's unique needs. Having said that, here are the main considerations when choosing between leasing or financing an asset.