Deal with confidence

Car Dealership Finance

Buying through a dealer is easy if you know how. We'll help keep the process simple and ensure that you are protected every step of the way.

Steps to getting financed

Online application

Fill out the online application - it takes about 20 minutes.

Instant answer

Get an instant answer.

Application approval

If your application has been approved, we
will contact you for information about your
chosen dealer.

Approved application

Once you have finalised your transaction
with the dealer, including any deposit
payable, we will hand over your approved
finance application and contract to the dealer.

Vehicle insurance

Your vehicle needs to be comprehensively
insured before you can drive it away.
To make things easier, WesBank
offers comprehensive insurance.

Become an expert in vehicle finance

Click here for more vehicle finance tips and information.

The rules for a dealer sale

There are a few rules and regulations for obtaining finance through WesBank.
Make sure you meet the necessary requirements to avoid your application being rejected.


The car you buy must:

  • Be sold by a dealership approved by WesBank
  • Be worth R30,000 or more

You as the applicant must:

  • Be over the age of 18
  • Be a South African citizen or permanent resident
  • Have a valid driving licence
  • Have a clear credit record
  • Earn at least R6,250 per month


The finance application takes about 20 minutes to complete.

    Please note

  • As the buyer, you will need to pay the fees that are required to facilitate the transaction. You will also need to pay the fees for the vehicle to be registered in your name with WesBank as the titleholder.
  • A WesBank representative will meet with you to finalise and sign all necessary documents. To safeguard all parties, the representative will also need to view the original documents that were faxed or emailed to WesBank during the application process.
  • You will need to also give the WesBank representative a clear copy of your ID for registration purposes.
  • You are responsible for acquiring the licence disc. WesBank will only assist with registering your vehicle.