Buying a car
from a dealer

Vehicle finance made risk and hassle-free. Apply and receive an instant credit decision. Once your application is approved, we'll help you finalise the vehicle contract, insurance and delivery.

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Buying a car

You can buy second-hand and enjoy your vehicle worry-free. We'll make your purchase a safe and simple process, as well as helping you with insurance and your new vehicle's registration.

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Graduate Vehicle

Get the finance that understands a graduate's needs. You don't need credit to get credit. We take it easier on you and focus on your affordability so that you can go from graduate to great!

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Get a
personal loan

Easily apply for a personal loan of up to R150 000, get an instant answer and choose your own repayment term of between 2 to 6 years with fixed repayments.

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Easy steps to financing and managing your assets

Knowing how much you can afford in repayments will help make your vehicle search easier and more efficient. Use our handy calculators to determine your finance affordability.

Buying a car is fun, but it is also a big responsibility. If you're looking for a second-hand car, use our Expert Guide to help you make the right decision. Or look for upcoming WesBank approved vehicle auctions in your area.

We've made the application process as simple as possible. Find out everything you need to know about the finance application process and apply in just a few easy steps.

Protect your asset(s) with a range of tailored insurance products that offer peace of mind. Learn more about your options and get a custom quote based on your insurance needs.

Save yourself from piles of paperwork and sign your finance contract online. Our unique iContract is here for your convenience and is completely safe and secure.

We've made responsible car ownership easy for WesBank clients. Pay your fines and renew your vehicle licence disc online, boost your eBucks rewards level and get your vehicle serviced reliably through My Family Fleet.

Credit status

Keep an eye on your credit reputation. Access your full credit profile including credit cards, store cards and your home loan, and monitor your credit health.

Driva protect

Accidents, fines and potholes can happen to anyone, but drivaPROTECT can help you get back on track. Get covered for all aspects of your journey from start to finish.

Law on Call

Law on Call gives you access to expert legal assistance and advice for civil, criminal and other vehicle-related matters at any time of the day or night.

WesBank shop

Add tyres, accessories and maintenance to your existing car finance and pay them off at the same interest rate over the rest of your finance period.

Value-added products

Personal insurance

Personal Insurance

In the event of your death, dread disease or if you are permanently disabled our personal insurance policy will pay out what you still owe on your finance agreement.

Vehicle insurance

Vehicle Insurance

We offer vehicle insurance at competitive rates in order to protect you and WesBank in the instance of damage or complete loss of your vehicle.

Leisure insurance

Leisure Insurance

We offer shortfall insurance for your leisure item and a warranty covering repairs following mechanical breakdown.

Personal loans

Personal Loans

Easily apply for a convenient, flexible personal loan of up to R150,000. Get get an instant answer and choose your own repayment term.


To lease, or to finance: that is the question

Posted in category: General

"Why own a cow when the milk is so cheap? All you really need is milk and not the cow." - Donald B. Grant. That's the question almost all small-to-medium business owners might find themselves asking; should we look to own our assets, or simply use them? And while Donald B. Grant's point makes sense at face value (leasing can be cheaper in the short term), asset funding is rarely as simple as that. After all, we're not all dairy farmers. Like with most business decisions, you need to weigh up the pros and cons - not in general terms, but in the context of your own business's unique needs. Having said that, here are the main considerations when choosing between leasing or financing an asset.